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2020 Open Enrollment - Dental
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NEW FOR 2020: METLIFE DENTAL INSURANCE
Ameritas dental coverage ends December 31, 2019. If you want dental coverage for yourself and your dependents in 2020, you'll need to enroll now in one of our new MetLife plans.
- Take a look at a side-by-side comparison of costs and benefits.
- Need more info? See details below.
- Attend a group presentation on the new plans.
MetLife Dental Overview
Faculty and staff have two MetLife plan choices: Dental Standard and Dental Plus. MetLife’s Preferred Dentist program allows you the flexibility to visit a provider in-network or out-of-network. If you decide to see an in-network (participating) dentist, your benefit will be higher and you will pay less. You can also see an out-of-network provider but you will receive a lesser benefit and pay more. Vision care benefit is now a separate plan.
To find a participating dentist check online at www.metlife.com/cornell/ or call 800-942-0854.
For a detailed overview of MetLife's dental coverage, including limitations, exclusions, and orthodontia coverage information, please refer to the MetLife 2020 Endowed Dental Benefit Guide.
Plan Comparison
|
Services |
Dental Standard In-Network: Out-of-Network: |
Dental Plus In-Network: Out-of-Network: |
|---|---|---|
|
Calendar-Year Deductible – Applies to Basic and Major Restorative Services Individual Family |
INDIV: $0 In-Network, $50 Out-of-Network, Type B & C
FAMILY: $0 In-Network, $150 Out-of-Network, Type B & C |
INDIV: $50 In-Network and Out-of-Network, Type B & C
FAMILY: $150 In-Network and Out-of-Network, Type B & C |
|
Calendar-Year Maximum Benefit |
$1,250/per member |
$5,000/per member |
|
Child Orthodontia Covered Services |
In-Network: 50% Out-of-Network: 50% |
In-Network: 50% Out-of-Network: 50% |
|
Adult Orthodontia Covered Services |
Service is not covered under this plan |
In-Network: 50% Out-of-Network: 50% |
|
Child Orthodontia Lifetime Maximum |
$1,000/per member |
$2,000/per member |
|
Adult Orthodontia Lifetime Maximum |
Service is not covered under this plan |
$2,000/per member |
|
Type A: Preventive & Diagnostic Services (cleanings, exams, X-rays) |
In-Network: 100% Out-of-Network: 90% |
In-Network: 100% Out-of-Network: 100% |
|
Type B: Basic Restorative Services (fillings, extractions) |
In-Network: 90% Out-of-Network: 70% |
In-Network: 90% Out-of-Network: 90% |
|
Type C: Major Restorative Services (crowns, root canal, bridges) |
In-Network: 50% Out-of-Network: 50% |
In-Network: 50% Out-of-Network: 50% |
Rates
|
Dental Standard |
Dental Plus |
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|
Rates |
Monthly |
24 Pay Periods |
26 Pay Periods |
Monthly |
24 Pay Periods |
26 Pay Periods |
|
Employee Only (EE) |
$25.56 |
$12.78 |
$11.80 |
$41.48 |
$20.74 |
$19.14 |
|
EE + Spouse/ Domestic Partner |
$52.34 |
$26.17 |
$24.16 |
$83.95 |
$41.98 |
$38.75 |
|
EE + Children |
$61.22 |
$30.61 |
$28.26 |
$95.79 |
$47.90 |
$44.21 |
|
EE + Family |
$85.50 |
$42.75 |
$39.46 |
$135.28 |
$67.64 |
$62.44 |
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Open Enrollment for 2020: November 1 - December 2, 2019
We encourage you to use the Workday Decision Enrollment Guide before going into Workday.