Working at Cornell

Aetna 80/20 Plan for Cornell Retirees

The Aetna 80/20 plan provides coverage for retirees over age 65. Endowed retirees under age 65, and ineligible for Medicare, are eligible for the Retiree Pre-Medicare Health Plan.

Eligibility

You must be Medicare-eligible AND:

Be an Endowed retiree age 65 or older;
OR be an Endowed employee on Long-Term Disability and receiving Social Security Disability for 24 months

If you are a retiree, you must:

Have 10 or more years of benefits-eligible service at the time of retirement
AND Have been at least age 55 at the time of retirement

Important: If you decide not to continue your health insurance at any time and cancel your coverage, you will not be able to re-enroll at a later date.

Summary of Benefits for the Aetna 80/20 Plan for Medicare-eligible Retirees (pdf): Snapshot of services

Retiree 80/20 Plan Brochure Including Claim Examples (pdf): A more detailed description of how the 80/20 plan works