Enroll in and manage your benefits elections.
Qualifying Life Events
If you’ve experienced one of the events below, you may qualify to change your benefits outside of the traditional enrollment period. For example, you may add or remove dependents, or change your plan elections. Click the events below for information about how your benefits may be impacted.
Important: Some variations exist between endowed and contract college qualifying events regarding timelines and other details. Check these guides first: Endowed Qualifying Events or Contract College Qualifying Events
Other Life Events
Life changes such as the following may impact your benefits, but don’t qualify as an opportunity to enroll in or make changes to your enrollment elections.
The following benefits are available for enrollment year-round.
Endowed Annual Open Enrollment
Endowed benefits open enrollment takes place once a year, typically during November. During this time, you can enroll in or make changes to your benefits. For example, you can enroll in a health plan, change from one plan to another, or enroll in a flexible savings account. Benefits elections become active January 1 following your enrollment.
Important: New enrollment or modifications to your enrollment can only be made during the open enrollment period, or in the case of a qualifying life event (see below).
Contract College Annual Option Transfer
November - December 15, 2018
If you have contract college benefits, your enrollment period (called Option Transfer) takes place alongside New York State employees, typically in November/December. Benefit Services will send you information about health insurance plan changes and rates for the upcoming year. During this time you can: change from one plan to another; change from family to individual coverage, voluntarily cancel your health insurance coverage; or enroll in a flexible savings account (you must enroll each year). The Option Transfer Period begins when the NYS Department of Civil Service announces the health rates.
Important: Changing health plans, changing from family to individual coverage or canceling health insurance coverage can only be made during the option transfer period, or in the case of a qualifying life event (see below).
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